Health insurance may be defined as an insurance that pays for the medical treatments. It is sometimes sponsored through government programs and sometimes by private companies. It covers expenses for medicines, visits to the doctor, stays in emergency room and hospitals and other related expenses. Policies differ for different policyholders according to their requirements.

Benefits of Health insurance:
1. It saves money and covers unexpected calamities.
2. It helps us in handling emergencies of severe ailment or accident.
3. Sometimes it is associated with covering disability and custodial needs.

Life is unpredictable, insurance can make it safe and secure from bearing huge loss. Health insurance is affordable and carries the assurance and freedom from insecurities that threaten life now and then.